Frequently asked questions
Everything you need to know about Orbismesh.
Getting Started
Orbismesh is a verified operator network that gives Independent Business Operators (IBOs) institutional-grade financial access. It combines structured earnings and referral programs with financial tools through regulated banking partnerships.
An IBO is a verified member of the Orbismesh network. After you apply and pass compliance review, you become a verified operator with access to the dashboard, financial tools, a monthly participation stipend, and the referral program.
Click 'Apply Now' to begin the application, or watch the overview video first. You create an account, complete application steps, submit documents, and gain full dashboard access once approved.
Orbismesh currently operates a program for United States residents. The application requires identity and address details matching US requirements.
There is no separate sign-up purchase to start an application. The platform earns through a 2.5% platform service fee on qualifying activity and standard transactional fees.
Application & Eligibility
The application is a guided, multi-step wizard: choose your program, enter your personal information, confirm your address, upload identity documents, provide recent bank statements, then review and sign the agreements before submitting.
You'll need a government-issued identity document and proof of address, plus recent bank statements (typically the last three months). Documents can be uploaded separately or combined into one PDF.
After submitting, you can track your application from the status page in your account. Possible statuses include Draft, Submitted, Needs Info, Approved, and Rejected.
'Needs info' means the compliance team needs additional or clearer documents before they can finish reviewing your application. Open your application and upload requested items clearly.
Applications go through a manual compliance review, so timing depends on completeness and volume. Submitting accurate, legible documents first-time accelerates the process.
Applications can be rejected when identity or address documents can't be verified, information doesn't match across documents, or eligibility requirements for the selected program aren't met.
Earnings & Referrals
Verified operators can earn through a monthly participation stipend plus referral bonuses for bringing active members into the network, subject to eligibility and program terms.
Verified operators who meet the eligibility and activity requirements can receive a monthly base participation stipend. The amount and conditions are shown in your dashboard and may change.
Each verified operator gets a unique referral link to invite others. When someone you refer becomes an active member, you earn a recurring referral bonus for a limited number of months per referral.
Your personal referral link lives on the referrals page inside your dashboard. From there you can copy the link to share directly or send email invitations.
Pending earnings are amounts that have been recorded but not yet finalized, while posted earnings have cleared and are reflected in your available balance.
Payments & Withdrawals
Go to the Payments page in your dashboard, make sure you have a verified bank account on file, and request a withdrawal. Requests move through Pending, Processing, and then Completed (or Failed) status.
Yes. Withdrawals have a minimum request amount of $100, and there's a daily limit on how many requests you can make.
On the Payments page you can add a single bank account (checking or savings) for ACH payouts. For your security, account and routing numbers are masked in the app.
New bank accounts start as Pending until the admin team reviews them for compliance and name matching. Accounts become Verified or Rejected after review.
A bank account can be rejected if it can't be verified or doesn't meet compliance checks, and a reason is recorded with the rejection.
Banking is powered through our regulated banking partner together with FDIC-insured bank(s). Orbismesh itself is not a bank.
Account & Security
You can sign up with an email and password, which is the same account you'll use to apply and access your dashboard. After signing up, you'll be asked to verify your email.
Email verification protects your account and confirms you can receive important notifications. After signup, a verification link is sent to your address.
First check your spam or promotions folder. If it's still missing, use the 'Resend verification' option on the login screen or in your security settings.
Use the 'Forgot password' link on the login page to request a reset. You'll receive a secure link that's valid for a limited time.
Yes. Two-factor authentication adds a verification step at login, and you can manage it along with your active sessions from the security settings in your dashboard.
Your security settings show your active sessions and let you sign out of devices. Sessions are also invalidated automatically when you reset your password.
Fees & Compliance
Orbismesh applies a platform service fee of 2.5% on qualifying activity, plus standard transactional fees for things like wires. Every applicable fee is itemized in the Fee Disclosure.
No. Orbismesh is not a bank. Banking services are provided through our regulated banking partner and FDIC-insured bank(s).
Identity and address verification (KYC) is a regulatory requirement for accessing banking services and helps keep the network safe from fraud.
Sensitive details like account and routing numbers are masked in the app, documents are stored in secure object storage, and the platform uses bank-grade security practices.
The Terms of Service, Privacy Policy, Fee Disclosure, and other disclosures are linked in the footer of every page.
The documents that govern
This page is a plain-language summary. Where it and a signed document disagree, the signed document wins, and where it and these pages disagree, these pages win.
Still not answered?
Ask before you apply, not after. Questions that come up more than once end up on this page, so you are also doing the next reader a favour.